Fees explained

Going to university is a major financial commitment, and we know that it will be one of your key concerns. Discover how tuition fees work and what financial help is available.

Tuition fee loan

No fees are payable upfront for any student.

For full-time undergraduate courses starting in September 2021, universities will charge students £9,250 per year in tuition fees.

Eligible students can apply for a tuition fee loan that will cover the cost of their fees. This will only become repayable once they’ve graduated and are earning £26,575 per year or more.

Find out more about eligibility at gov.uk

The repayment level is worked out as 9% of earnings over £26,575 (approximately £25 per month for a graduate earning £30,000). If the graduate earns less than £26,575, they will not repay or if their earnings drop below £26,575, repayments will stop.

The repayment level is based on how much the graduate earns, not the size of the loan.


Maintenance loan

Maintenance loans are available to help cover the cost of living expenses. The amount allocated will depend on your household income and must be paid back.

Student loans do not currently go onto credit files so will not affect applications for a mortgage or personal loan in the future. When taking out large loans such as a mortgage, lending providers may ask about student loan repayments to assess their monthly outgoings, just as they would ask about any other outgoings they may have, such as a gym membership or mobile phone bill.

After 30 years, the full debt is wiped clean, regardless of how much has been re-paid. The debt is not passed onto relatives and belongs only to the student.

The most up-to-date information about student loans is available from gov.uk.


A bursary is an amount of money, which does not need to be paid back. The University of Derby Bursary provides targeted financial assistance with the costs of higher education to those who are eligible.

Eligible students will receive up to £1,000 per academic year (£900 as a cash award plus a £100 study resource card for Blackwell’s bookshop).

Bursaries are assessed on household income and are paid in instalments. Find out more about the University of Derby Bursary


We offer scholarships to talented athletes, who can receive up to £6,000 per year towards their tuition fees. Find out more about our sports scholarships.

We offer a range of scholarships to international students - these may vary year by year. Find out more about international scholarships. 

Other support

Other sources of funding may be available. Please contact our Student Money Advice and Rights Team (SMART) on +44 (0)1332 592000 or e-mail smart@derby.ac.uk for further details

Useful websites

Student finance

The Student Loans Company

NHS bursaries


British Council