Cost of Attendance

What is COA?

The COA (Cost of Attendance) is the estimated amount of money it will cost for you to study at Derby. The COA includes course fees, accommodation fees, food, study materials, personal costs (phone, clothing, socialising), transportation, visa costs and estimated origination fees. 

Course fees

The cost of your course can be found on the relevant webpage for the course you plan to study. Find your course.

Cost of living

This covers all other costs relating to studying at Derby. The costs we have included and the yearly figures for them are in the tables below.

Undergraduate students (35 week year)

Item Yearly cost
Course fees Differs between courses
Accommodation  £6,650
Utility bills and internet £1,750
Food and toiletries £2,275
Books and general course costs £525
Course specific costs Differs between courses
Mobile phone £175
Clothes, household, entertainment   £2,100
Transportation £700
Flight allowance £2,000
Visa cost (new students only) £524
Immigration Health Surcharge (new students only) £776 (per year of study)
Estimated loan origination fees £1,600

Postgraduate students (52 week year)

Item Yearly cost
Course fees Differs between courses
Accommodation  £9,880
Utility bills and internet £2,600
Food and toiletries £3,380
Books and general course costs £780
Course specific costs Differs between courses
Mobile phone £260
Clothes, household, entertainment   £3,120
Transportation £1,040
Flight allowance £2,000
Visa cost (new students only) £524
Immigration Health Surcharge (new students only) £776 (per year of study)
Estimated loan origination fees £1,400

Visa costs and the Immigration Health Surcharge (IHS) are subject to change, with the IHS depending on the length of your course. The cost shown in the tables above is for one year and you will need to calculate the total amount based on the length of your course from your offer letter. The IHS for the whole duration of your course is going to be paid in advance at the time of your visa application.  Please see the visa information pages for details of these charges.

As part of the application stage for Federal Loans you will be given details of your COA. If you feel that something has not been included (disability allowance, course-related travel) then please contact us immediately to discuss this in detail once you have been informed of your COA.

Calculation of Loan Entitlement

All allowable costs in respect of US loan entitlement for academic year 2025/26 will be calculated using the exchange rate of GBP 1 to USD 1.40.

What if I receive any course fee discounts such as scholarships or an alumni discount?

Any discounts you receive on fees are called Other Financial Assistance (OFA). These will be considered when calculating your COA, meaning the amount you are eligible for will be less than if you didn’t have any OFA.

What are the origination fees?

Origination fees are a charge from the US Department of Education for borrowing a loan. The origination fees are charged as a percentage of the total loan amount you are borrowing for each loan type. They are subject to change each year. Check the FSA website for the latest charges.