Finance for Clearing Applicants


We understand that going to university is a big investment in your future and for some students, cost can be a concern. It’s important to remember that there’s lots of financial support available to help you fund your studies, and of course, we’ll be here to advise you every step of the way.

University expenses

You’ll have two main costs to consider before starting university – your annual tuition fees and your living expenses. The good news is that you can apply for a loan to cover both costs, and the even better news is that you won’t start making repayments until you’ve graduated and are earning above a certain threshold.

The tuition fee for full-time UK undergraduate students is £9,250 per year and for international undergraduate students, it’s £14,900 per year. Just so you’re aware, these are set by UK government and are subject to change.

We’re all about providing outstanding value for money and among lots of other exciting things, your tuition fee includes:

Find out more about fees and finance

Applying for student finance

If you’re a UK national or have 'settled status' and normally live in England, you can take out a loan to help cover your annual tuition fees and living expenses. You can do a quick check to see if you qualify for student finance.   

Despite coming through Clearing, you don’t need to worry about missing any deadlines – you can apply for your funding at any time up to nine months after the start of your course (i.e. up to May 2025). With that said, we recommend completing your student finance application as soon as you’ve secured your place at the University of Derby so that you receive your funding as soon as possible.

Discover everything you need to know about student finance on UCAS.

What student loans are available for university?

View What student loans are available for university? video transcript

Cost of living

The current cost of living will understandably be on your mind, but don’t let this put you off enjoying your once-in-a-lifetime university experience. Here at the University of Derby, we have experienced teams who are on hand to help you make your money go much further.

Here are just a few of our cash-saving tips to get you started:

Explore more ideas to make your student life easier