Professional and Career Development Loans are bank loans available to pay for courses and training that help students with their career or to secure employment.

For courses lasting up to 2 years and run by organisations on the Professional and Career Development Loan Register, students may borrow between £300 and £10,000 towards the cost of their fees.

The Professional and Career Development Loans are usually offered at a reduced interest rate and the government pays interest while the student is studying and for one month after the completion of the course.

To be eligible, you must:

  • be aged 18 years or older
  • have been living in the UK for at least 3 years before your course starts
  • plan to work in the UK, European Union (EU) or European Economic Area (EEA) after the course.

It is recommended to apply for the loan 3 months before the course starts so that the bank can process your application.

The University of Derby’s Professional and Career Development Loan registration number is: 2869

Find out more about Professional and Career Development Loans or call the National Careers Service on +44 (0) 800 100 900 or speak to our friendly admissions team on +44 (0)1332 594000 or email

It is your responsibility to liaise with the funding agency and ensure that funding is in place to cover your fees. You are also responsible for any difference between your tuition fees and the amount of funding you receive.

Don’t worry if you already receive a part time grant, you can continue to claim this until you complete your current programme of study (subject to your circumstances remaining the same).