Cost of Attendance (COA) - US Federal Loan - University of Derby

Cost of Attendance

The COA is the estimated amount of money it will cost for you to study at Derby. The COA includes course fees, accommodation fees, food, study materials, personal costs (phone, clothing, socialising) transportation, visa costs and origination fees (fees charged by the US Department of Education for borrowing a loan).

 

Course fees

The costs for all of our courses at the international level can be found here. You can search for your course of study here for fee details for both home and international fee payers.

 

Cost of living

This covers all other costs relating to studying at Derby. The costs we have included and the weekly/yearly figures for them are in the below table.

 

Undergraduate students (37 week year)

Item

Weekly cost

Yearly cost

Accommodation

£125

£4,625

Food

£40

£1,480

Study materials

£10

£370

Mobile phone

£10

£370

Clothing, socialising, entertainment

£40

£1,480

Transportation

£10

£1,370 (includes two return flights to the USA)

Visa cost (first year only)

n/a

£335

Immigration Health Surcharge (first year only)

n/a

£525 (on average)

 

Postgraduate students (52 week year)

Item

Weekly cost

Yearly cost

Accommodation

£125

£6,500

Food

£40

£2,080

Study materials

£10

£520

Mobile phone

£10

£520

Clothing, socialising, entertainment

£40

£2,080

Transportation

£10

£1,520 (includes two return flights to the USA)

Visa cost

n/a

£335

Immigration Health Surcharge

n/a

£225 (on average)

 

Visa costs and the Immigration Health Surcharge (IHS) are subject to change, with the IHS depending on the length of your course. Please see the visa information pages for details of these charges.

 

As part of the application stage for Federal Loans you will be given details of your COA. If you feel that something has not been included (disability allowance, course-related travel) then please contact us immediately to discuss this in detail once you have been informed of your COA.

 

What if I receive any course fee discounts such as scholarships or an alumni discount?

Any discounts you receive on fees are called estimated financial assistance (EFA). These will be considered when calculating your COA, meaning the amount you are eligible for will be less than if you didn’t have any EFA.

 

What are the origination fees?

Origination fees are a charge from the US Department of Education for borrowing a loan. The estimated fee charges will be added to your COA to cover these costs. The origination fees are charged as a percentage of the total loan amount you are borrowing and are as follows:

 

Subsidised 1.066%
Unsubsidised 1.066%
PLUS 4.264%