What we do - US Federal Loan - University of Derby

Applying for aid - what we do

Once you complete the FAFSA we are able to view your Student Aid Report (SAR) via the Student Aid Internet Gateway (SAIG). The information that you have provided will be used to determine your eligibility for loans.

We will contact you using the email address you have provided.

As a foreign school we will to send you a Cost of Attendance (COA) document which is in Microsoft Excel format. You will need to complete and return this document to us via email.

For a Tier 4 Visa the Home Office guidance is that you have £800 available for your living costs for each month of the programme you are studying in the UK. In addition you will also need finance in place to cover your full tuition fees (dependant on the programme). The University of Derby has a dedicated Visa and Immigration support staff, email them at: visa@derby.ac.uk

Your cost of attendance at the University of Derby is determined by us. The table below indicates how costs are broken down:

TypeDescriptionDirect/Indirect Charges
Tuition & Fees The cost for the student to have instructors teach & facilities to learn Direct
Room & Board The cost of shelter & food whilst in attendance Direct
Transportation The cost associated with getting to and from the University of Derby Indirect
Books & Supplies The supplies necessary to supplement what is happening in the classroom Indirect
Personal Expenses Clothing, entertainment personal expenses. Indirect

Your cost of attendance and determining award amount is calculated by the University of Derby, we use average expenditure figures for student life in Derby which have been entered into the COA. If your estimated expenditure is higher than these averages we may request documentary evidence to support them.

Payment of your Loan(s)

Any payment disbursement of your loan will automatically have your university direct costs deducted from it. You will receive the remaining loan disbursement dependant on the exchange rate at the time it is disbursed minus the Department of Education Fee.

Delays to your disbursements

The University of Derby will not place you on University Sanctions if your payment of accommodation or tuition is late due to a delay to the disbursement of your federal student aid from the US Department of Education.

Satisfactory Academic Progress (SAP)

To remain eligible for US loans you must be considered to be progressing satisfactorily towards the completion of your programme.

You must demonstrate this satisfactory progress by passing all modules with a 40% minimum mark.

You should therefore complete the programme in under 150% of the published time frame of the course and in addition remain on the programme at least half time (50% of a full-time equivalent course).

Prior to any disbursement of US Federal Aid, we will check your student record to ensure you continue to meet these required rules.

Exit Counselling

When you graduate or if you leave the programme or fall below the required 50% of a full time equivalent course you must commence Exit Counselling which provides important information you will need as you prepare to repay your federal student loan.


If you have any questions or comments about the content of this webpage please email: a.slater@derby.ac.uk

Do you have a question?

E: international@derby.ac.uk

T: +44 (0)1332 591698

We Are International