Loans and grants

Loans and grants available from the government

From September 2012 full time English undergraduates will get a range of financial support

You’ll be able to take out a tuition fee loan. You won't start repaying your student loans for tuition fees and living costs until you've finished studying and you're earning over £21,000 a year.

You'll also be able to get a loan for your living costs(food, accommodation and travel). The maximum you'll get is:

• £5,500 if you live away from home
• £4,375 if you live with your parents or guardians.

You may also be able to apply for a grant for your living costs, which you won't have to pay back:

• If your household income is up to £25,000 you'll receive £3,250
• If your household income is between £25,000 and £42,600 you'll be entitled to a grant of between £50 and £3,250.

Applying for financial support

Contact Student Finance England as soon as possible – even if you haven’t had a firm offer from a university.

You can get an application form by calling 0845 300 5090, or they can apply online:

• www.gov.uk/studentfinance (English students).

It’s important to stick to deadlines for returning your form to make sure your money is available at the start of term.

• If you’re applying for support for an NHS course visit www.nhsbsa.nhs.uk/students

If you're a student from Wales, Northern Ireland or Scotland

To find out what loans and grants are available, please visit:

• For Welsh students - www.studentfinancewales.co.uk
• For Northern Irish students - www.studentfinanceni.co.uk
• For Scottish students - www.saas.gov.uk